Financial Literacy

How to Create and Use a Budget

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Even if you’re living comfortably at the moment and the economy is good, it’s always a good idea to create and use a budget to manage your money. Budgeting – it’s a word that makes some people cringe. Some of us think that budgeting signals the end of carefree spending or fun in general, but […]

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Financial Plans for Keeping on Track at Year-End

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At year’s end, many people think of parties as a means of celebrating accomplishments, blessings, and, hopefully, a healthy dose of good fortune. There are other important issues, though, that are worth considering with respect to your finances. Year-end is a good time to review your finances to identify what you need and what you […]

Financial Literacy

How to Negotiate Higher Starting Salaries

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As adults, we learn that everything in life is negotiable and starting salaries for new employees are no exception. You are a knowledgeable professional with valuable skills and experience that employers should pay a premium to utilize. Therefore, you should negotiate a starting salary that gives you a sense of your worth as a contributor […]

Financial Literacy

Teaching Financial Responsibility to Teenagers

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Your teenagers can grow up with a bright future if you’re able to instill good financial habits into their lives. Talking about money with your teenagers may seem a little strange at first. That’s why we’ve compiled these steps to explain budgeting, shopping, saving, and using credit wisely. Budget Wisely 1. Monitor your spending Have […]

Financial Literacy

Overlooked Expenses for First Time Homebuyers

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If you’re a first-time homebuyer, you’ve likely just learned the shocking truth that there are several thousands of dollars of additional expenses and hidden fees. You’ve done your research; you’ve talked with professionals who’ve advised you how to invest properly. Oh, you haven’t? Well, you should, because you’ll quickly find out about some often overlooked […]

Financial Literacy

Take Away Tax Day Stress by Planning Ahead

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April 30 is a foreboding day for many people because that is usually the deadline for filing income taxes. It doesn’t have to be so ominous or overwhelming, though. Use these strategies to improve your financial future and reduce your tax day stress by getting an early start on preparing your income taxes. Consider these […]