Financial Literacy

Take Away Tax Day Stress by Planning Ahead

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April 30 is a foreboding day for many people because that is usually the deadline for filing income taxes. It doesn’t have to be so ominous or overwhelming, though. Use these strategies to improve your financial future and reduce your tax day stress by getting an early start on preparing your income taxes. Consider these […]

Financial Literacy

How to Create and Use a Budget

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Even if you’re living comfortably at the moment and the economy is good, it’s always a good idea to create and use a budget to manage your money. Budgeting – it’s a word that makes some people cringe. Some of us think that budgeting signals the end of carefree spending or fun in general, but […]

Financial Ideas

Low Cost Investments for First-Time Investors

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First-time investors would be wise to start slowly when seeking their first low-cost investments. Investing only a small amount of cash creates less risk of losing money you can afford to lose when you don’t know the ropes. In this way, you’ll be learning as you go and potentially making some money without blowing thousands […]

Financial Ideas

Loans and Lines of Credit: Reviewing Funding Options

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Depending on your needs, there are many different funding options available to the average financial consumer. Lines of credit and loans are two of the more important options, but they have quite different implications. The right type of financing makes all the difference when you need emergency funding or financing for a special project. Buying […]

Financial Ideas

Financing Tips for Leasing or Buying Automobiles

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When you’re looking for a new vehicle, you have two basic options – lease or buy. You can either strike up a lease agreement with a dealer or purchase your vehicle with cash or through financing. Leasing provides short-term benefits without ownership while buying a vehicle is a more serious commitment to greater long-term value. […]

Financial Ideas

Money-Saving Tax Strategies at Year-End

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At the end of the year, personal taxes are probably one of the last things on your mind. However, this is a perfect time for implementing money-saving tax strategies to maximize your yearly deductions and minimize your upcoming tax bill. Use these last-minute strategies to save money on your taxes: 1. Delay some income One […]

Financial Ideas

Investing During Difficult Financial Times

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The same is true with real estate or stock markets since these represent investments with risks we may not be able to afford. Fear of failure or another downturn holds people back from taking risks like these. You can still make shrewd investments, but it requires you to be more cautious. Investing is one of […]