Financial Ideas

How to Pay Your Mortgage Off Early

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Owning a home is something everyone dreams of, but owning a home outright comes in a close second. Paying off your mortgage faster is a smart move, from a financial perspective. Being mortgage-free decreases your monthly expenses dramatically and enables you to fund other expenses like retirement, college funds, and day-to-day savings more easily. The […]

Financial Ideas

Have a Baby Without Going Broke

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Most people assume having a baby will cost them their entire savings, and then some. Worse yet, if you believe the shameless advertising geared towards new parents, you’ll probably spend more than you need to in order to raise your child properly. Sensible parents only buy things that are absolutely essential for their new baby. […]

Financial Ideas

How to Establish First-Time Credit

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Your future financial success depends on establishing and maintaining a good credit rating. Until you’ve established first-time credit, though, it often seems impossible to get anywhere with creditors. Young professionals are eager to start their finances on solid ground, but having no credit history makes this venture seem like a mountain you can’t climb. Use […]

Financial Literacy

Personal Financial Checkups

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Many of life’s strategies require an occasional checkup to monitor your progress and see how you’re doing. This allows you to make corrections to your course and ensure the path you tread leads to the level of success you want to experience. This is especially true with personal finances. Our fiscal health affects our self-confidence, […]

Financial Ideas

Buy Your Dream House with a Low Credit Score

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It’s nice to know that the large sum of money you’re spending on your home each month is going towards an investment. If you rent a home or apartment, or condominium, however, your money is going towards your landlord’s investment, not yours. Are you tired of paying someone else’s mortgage each month? Then it’s time […]

Uncategorized

Maintain an Online Presence for Better Job Offers

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Today’s job market is more competitive than ever, making it necessary to have something more to offer than just a killer handshake and a great resume. The goal is to prove your worth to potential employers, to demonstrate your unique qualifications and solid work ethic. Keeping an active presence online might be just the thing […]

Financial Ideas

How to Feed Your Family on a Budget

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Feeding your family on a budget with healthy meal choices can be both challenging and expensive. Using a little creativity, however, and you can find healthy food choices for your family that suits your budget and saves you money, too! Eat out less frequently If you eat out less, you enjoy two significant benefits: Your […]

Financial Ideas

Maintain Your Freelance Income During an Illness

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Becoming a freelancer is rewarding, but the occupation presents a challenge as well for many people. Among the many tasks you perform, you need to deliver products or services, market your business, handle your invoices, and keep things running by yourself. Things get even hairier when you come down with something a little more serious […]

Tax Strategies

Tax Strategies for Small Businesses at Year End

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People who own small businesses have many things to consider when planning their business taxes. There are choices to make regarding the timing of expenses and income that impact annual taxes this year and next. Because of these factors, it’s best to plan your annual taxes in advance. Planning and preparing taxes in advance saves […]