Financial Ideas

How to Establish First-Time Credit

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Your future financial success depends on establishing and maintaining a good credit rating. Until you’ve established first-time credit, though, it often seems impossible to get anywhere with creditors. Young professionals are eager to start their finances on solid ground, but having no credit history makes this venture seem like a mountain you can’t climb. Use […]

Financial Literacy

Analyze Your Credit Report for Better Credit

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Your credit report is a snapshot of your financial history that includes details about your credit cards, loans, and other financial interests. The information in your credit report is used to determine your credit score. Experian, Equifax, and Trans Union are the three main entities that assign a credit score that ranges from 350 to […]